(540) 831-5000 info@radfordrams.org

THE RADFORD RAMS

Radford RAMS accountancy was established in 2003 and since then, it has provided many small and large ventures with best accounting consultancy.

About Us

Welcome to Radford Revenue
Accounting Management

Welcome! Radford Revenue Accounting Management has established with the sole purpose of providing effective and efficient assistance when it comes to handling any sort of company’s accounting matters. Radford Revenue Accounting Management was established in 2003 and since then, it has provided many small and large ventures with best accounting consultancy.

Securities fraud, what you should know

Securities fraud, what you should know

Securities fraud, which is as well known as investment fraud, is serious types of a white collar crime which can be committed in various forms but it mainly entail misrepresenting information that investors normally use to make decisions. The person behind the fraud may be an individual, for instance a stockbroker, Or an organization, like a brokerage firm, a corporation, or an investment bank. Self-governing individuals can as well commit this fraud using schemes like insider trading.

But first you need to know what securities actually are and how they work. We found this great video by One Minute Econ. that explains them quite well:

Understanding Securities Fraud

Now that you know what securities are and how they work we can delve a bit deeper into the topic of securities fraud.

The FBI (Federal Bureau of Investigation) explains securities fraud as a criminal activity which can comprise the high yield investment fraud, pyramid schemes, broker embezzlement, advanced fee schemes, foreign currency fraud, hedge fund associated fraud, Ponzi schemes, as well as the late-day trading. In the majority of the cases, this fraudster seeks to trick the investors through misrepresenting information and manipulating the financial markets in various ways. The crime includes giving fake information, offering bad advice, withholding key information, along with acting on or offering inside information.

Types of Securities Fraud

There are various forms of security frauds. In actual fact, there are lots of methods used by fraudsters to trick business people with false information. High-yield investment fraud, for instance, they may perhaps come with guarantees of high return when at the same time claim that there is just a little or no risk. The forms of investments may be in securities commodities, real estate or other categories. Advance payment schemes can also follow a more restrained strategy. The fraudster may convince their prospectus to pay them little amounts of money and they are promised greater and high returns. In most cases the money they request is to cover their processing fees and taxes for the monies they are waiting to be disbursed.

Pyramid and Ponzi schemes are usually drawn upon the funds furnished by the investors to pay for the returns that they are promised before investors are held up in the arrangement. Such schemes call for the fraudsters to constantly engage more and more people in order to swindle them for as long as possible. The other new type of security fraud is internet fraud which is also known as pump-and-dump. The different types of frauds have been mastered and this people are conning many. People use forums such as chat rooms to give false and fraudulent information concerning the stocks. In doing so, they force a price increment in the stocks. The pump to get a certain price then sells them after dump.

Example of Securities Fraud

Securities fraud includes an extensive range of unlawful activities. Some of the most common securities fraud types include committing accounting fraud, manipulating stock prices, and lying on SEC filings among others. For more information on securities fraud, please refer to this website that goes in-depth  and answers the most common 10 Questions about Securities Fraud. It’s worth a read, so we advice you go check it out.

Even Small Offenses Need A Good Defense: Hiring An Expert Criminal Solicitor in Sydney

Even Small Offenses Need A Good Defense: Hiring An Expert Criminal Solicitor in Sydney

The term “criminal offence” can range anywhere from some common traffic offences to major crimes like murder, but the one thing they all have in common is this: You need an experienced professional to represent and defend you. Some people think they can defend themselves, and legally that is indeed their right. But you wouldn’t let an amateur do your job without your experience, training, and savvy, so why would you put your fate in the hands of the amateur lawyer that is you?

There’s more to knowing the law and working as a top notch criminal solicitor in Australia than just having gone to University and been accepted to the Bar. We’ve all seen fictional trials on television where dapper lawyers quote cases and make witty remarks that impress judges, but in real life the successful defence of your case may rely on understanding the procedure, when and when not to file paperwork or ask questions, and knowing the judges, the clerks, and the system in a way that only long term experience gives anyone in any job.

Think about it: If you needed surgery that might be life threatening (and many criminal cases can lead to prison which will permanently change your life, too) would you choose a doctor who’d done ten similar operations or the one who’d done hundreds of the exact same kind and had a track record of healthy patients? Choosing the right lawyer in a criminal matter, even one that is as seemingly trivial as a traffic offence, can make the difference between freedom and prison, and no matter the fee, having an expert on your side certainly will save you money in the long run as well.

Remember, being convicted of a criminal offence can not only cost you jail time or fines. It can cost you your reputation, your job, your relationships, and more. Having a serious, scrupulous, and savvy solicitor there to guide your case, protect you from the charges and, perhaps most importantly, protect you from yourself and the errors or statements you’ll make without their firm, friendly hand there saying “Hold on. Let me do the talking. That’s what you’re paying me for” makes all the difference in the world.

So do your research. Check out the lawyers available to you. Ask around with family, friends, and on social media or the web, e.g. criminal solicitor Sydney. Find somebody with experience and then meet up and be sure to see if putting your future fate in that lawyer’s hands feels right. You need a rapport and a sense that your confidentiality is respected and that your best interests will be paramount in that lawyer’s mind and actions on your behalf.

Don’t do it yourself. Get a professional and win your case. They know what they’re doing.

Bonus: You should check out this documentary on youtube that covers several criminal cases. While it’s not handling Australian cases, it is still a great way to get a glimpse into the world of criminal law:

A Guide To Online Loans With Quick Funding

A Guide To Online Loans With Quick Funding

Online loans that are funded quickly are often the most important financial tools you may use. Loans with online applications and quick processing save quite a lot of time, and they take you out of the limbo of waiting for a decision. There are quite a few things that you must keep in mind when applying for one of these loans, and this article carefully details what to do when you need extra cash.

 

Be Honest On The Application

 

You must be honest on your application because the company knows how to check everything you have written down. You must use current financial information to complete your application, and you find that the application may be submitted instantly. The company sends a receipt to your email, and you may be notified the same day. You are not obligated to take a loan approval. You may choose to accept a loan after applying to a few different places.

 

Check Their Credit Rating

 

You may check the credit rating for the company online before accepting their loan, and you may find customer service reviews online that are quite helpful in the decision-making process. A company with poor reviews is not a good match for anyone, and you must ensure that you have asked the company questions about how they service their loans before signing.

 

Check Their Rates

 

Companies with good credit ratings often have good rates because they need not pass on their costs to their customers. You must ensure that you have spoken to the company about what their lowest rates are, and you may ask for a rate that was designed for someone who does your job including teaching, military service, or public service.

 

You may receive a senior citizens rate, or you may find a studen rate that is more affordable. The rates are only one part of the process as you must ask the company for a repayment schedule that suits your needs.

 

Repayment

 

Repayment for your loan is quite important because you must be on a schedule that you are capable of maintaining. You may ask the company for a longer repayment schedule, or you may use the repayment schedule to expedite the payment of the loan. It is wise for you to use the repayment of the loan as a financial tool, and you may ask for refinancing if you ever wish to take out more money.

 

Someone who has negotiated the repayment schedule on the loan will save money over the course of time, and you may refinance to drop your rates at any time. The payment schedule may change often if you have differing financial needs, and you may contact the company if there is an issue with repaying your loan as it is currently constructed. A quick loan has a few moving parts you must check, and going through the steps in this article ensures that you get a loan that is truly easy to use.